2025 401k Limits Catch Up Over 50. The most savings allowed in a 401 (k) is $31,000 in 2025 for other employees aged 50 through 59, and then 64 and older. That brings the total deferral limit to $34,750 for these workers.


2025 401k Limits Catch Up Over 50

That brings the total deferral limit to $34,750 for these workers. $11,250, versus $7,500 for employees ages 50 to 59 or 64 and older.

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